Current Rates & Fees

Peoples Bank of Moniteau County Deposit Rates

Account Type	Interest Rate	Interest Paid or Compounded	APY
HSA Checking	0.65%	Monthly	0.65%
NOW Account	0.35%	Monthly	0.35%
MMDA: $1,000.00 - $10,000.00	0.45%	Monthly	0.45%
MMDA: $10,000.01 - $25,000.00	0.50%	Monthly	0.50%
MMDA: OVER $25,000.00	1.00%	Monthly	1.00%
Passbook Savings	0.40%	Semi-Annual	0.40%
*Time Deposit Accounts (CDs and IRAs)**
91 Day CD or IRA	0.65%	Maturity	0.65%
182 Day CD or IRA	4.21%	Maturity	4.25%
12 Month CD or IRA	3.96%	Semi-Annual	4.00%
15 Month CD or IRA	1.00%	Quarterly	1.00%
18 Month CD or IRA	1.05%	Semi-Annual	1.05%
24 Month CD or IRA	1.09%	Monthly	1.10%
30 Month CD or IRA	1.25%	Semi-Annual	1.25%
36 Month CD or IRA	1.29%	Quarterly	1.30%
48 Month CD or IRA	1.40%	Semi-Annual	1.40%
60 Month CD or IRA	1.49%	Semi-Annual	1.50%
APY=Annual Percentage Yield For Interest Bearing Checking, Fees could reduce earnings on the account. All Time Deposit Accounts are subject to Substantial penalty for early withdrawal. The APY assumes that interest remains on deposit until maturity. $500 minimum deposit required. Rates are effective as of November 15, 2024. RATES SUBJECT TO CHANGE WITHOUT NOTICE. Please call the bank at (660) 849-2121 for current rates.

Peoples Bank of Moniteau County Miscellaneous Fees

Fee Type	Amount
Overdraft (each item paid)	$25.00
Auto Account Transfer Fee	$2.00 per daily transfer
Nonsufficient funds (NSF)	$27.00 per item
Account reconciliation and balancing services	$25.00 (per hour)
Stop Payment	$25.00
Account Research	$25.00 (per hour)
Collection Fees	$25.00
Garnishments/Levies	$60.00
Temporary Checks	$1.00 for 4
Replace lost, stolen, or broken debit card	$10.00
Reapply Debit Card Limits	$15.00
Dormant Service Charge	$25.00 Annually
Copy (per page)	$0.25
Fax Incoming & Outgoing	$1.00 for first 3 pages, $0.25 for each page after
Printout	$1.00
Copy of Statement	$1.00
Online Bill Pay (fee waived with electronic statement)	$5.00 (per month)
Money Order	$3.00
Cashier Checks	$5.00
Outgoing Domestic Wires	$20.00
Outgoing International Wires	$60.00 & Over
For additional fee and service charge information on our various account products please go to our Banking Services link or come in and ask for a brochure. Fees effective as of 07/15/2019.